Navigate is a list of investment choices offered via the Global Life Plan. Navigate optimised model portfolios are categorised according to the mix of assets they invest in and their risk exposure, for easy-to-understand investing. The Navigate guided list of funds is a selected range of funds from local and international companies with strong histories and performance records.
|Optimised Cautious Growth||Optimised Moderate Growth||Optimised Aggressive Growth|
|Objective||Positive returns over the longer term with relatively low volatility. Capital preservation.||Maximised risk-adjusted returns over the longer term (more than five years).||Relatively high capital growth over the long term.|
|Manager flexibility||Actively managed, but with different strategic approaches that determine where the manager may invest.||Actively managed, and the managers have large degree of flexibility about where to invest.||Actively managed, and the managers have the greatest degree of flexibility about where to invest.|
It is important to bear in mind that any investment has some risk. We therefore recommend that you consult a financial planner who can help you find the most appropriate products for your needs and circumstances.